I was on a panel presentation this morning at the BOMA International Conference in Long Beach, California, about riot and protest damage to commercial buildings and what property managers should do before, during, and after these events. The discussion was practical because building managers do not live in theory. They are dealing with the broken …
The Problem Claim: Joel Gumbiner’s NAPIA Checklist Every Claims Professional Should Study
NAPIA’s Annual Meeting last week was a reminder of why the best professional claims conferences are not about golf, cocktail hours, or collecting continuing education credits. They are about sharpening the tools of our trade. The quality of the presentations was excellent, and Joel Gumbiner’s presentation, The Problem Claim, stood out because it addressed something …
Final Whistle Warning: IRS Retirement Plan Amendments Due by December 31, 2026
The countdown clock is running. The stadium lights are on, and the clock is ticking toward extra time. Plan sponsors must amend many qualified retirement plans by December 31, 2026. Just like in a World Cup knockout match, waiting invites costly mistakes.
Which Rule Changes Are Shifting the Field of Play?
Since 2019, three major
Federal Insecticide, Fungicide, and Rodenticide Act Requires Reversal
Million Dollar Roundup Verdict Reversed by SCOTUS
FIFRA Preempts the State-Law Failure-to-Warn Claim
Post number 5381
In Monsanto Co. v. Durnell, Certiorari To The Court Of Appeals Of Missouri, Eastern District, No. 24–1068, argued April 27, 2026, decided June 25, 2026, the Supreme Court reversed a $1 million judgment found by a Missouri state court.
Did State Farm Win the Battle but Lose the Advantage in the Oklahoma Hail Claims War?
State Farm won an important procedural battle in the Oklahoma Supreme Court. 1 But sometimes a victory in court is like winning the start of a sailboat race while next sailing into a lull. You may be ahead for the moment, but the wind has changed, the fleet is catching up, and the next leg …
Guest Post: AI Governance Is a Fiduciary Duty
As we have detailed in numerous posts on this site, Artificial Intelligence (AI) is an important area of emerging corporate risk. AI also represents an important corporate governance challenge for companies and their boards. In the following guest post, Patrick Meson takes a detailed look at the nature of AI-related corporate risks and considers the
Self-Defense is a Right Available to Employees
The Right to Self-Defense is not Given Up by Employment
Colorado Employer Cannot Punish Employee for Exercising Right of Self Defense
Post number 5380
In Mary Ann Moreno v. Circle K Stores, Inc., 2026 CO 46, No. 25SA134, Supreme Court of Colorado, En Banc (June 15, 2026) Moreno, a seventy-two-year-old Circle K employee, was working
Claims Ethics Is Not a Slogan: Staff the Claims Department or Stop Selling Peace of Mind
Insurance claims departments are where insurance becomes real. This is the central message I took from Chantal Roberts’ recent white paper, The ROI of Claims Staffing and Education: How Skilled Adjusters Make Carriers More Profitable. 1 The paper deserves serious attention from insurance executives, regulators, claims trainers, and anybody who still believes the insurance product …
The NAIC’s PeopleSoft Breach: A Chronology of Communications
On June 17, 2026, the National Association of Insurance Commissioners (NAIC) first disclosed to the public that there had been unauthorized access to its online infrastructure through its PeopleSoft systems. Over the past week, the NAIC has issued two more updates, each providing additional details and updating interested parties of the exact nature and extent
Act No. 9100: Virgin Islands Guarantee Fund Funding Level Increased
On June 22, 2026, the U.S. Virgin Islands Division of Banking, Insurance, and Financial Regulation (the Division) issued Bulletin 2026-04 (the Bulletin) regarding an “increase in the Virgin Islands Insurance Guaranty Fund amount and policyholder or third-party coverage limit[s].” The Bulletin informs residents of the Virgin Islands that Act No. 9100 (the Act) was signed into law on May 29, 2026, and is