Just learned of this bill, introduced in only the NYS Assembly on Tuesday, May 20, 2025. Lots to be concerned about here, if you are a NYS property insurer or independent adjuster. One needs to read only the first provision of § 6 of this bill to discern who’s driving this proposed bill:(T) PUBLIC ADJUSTERS
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Quiz Time! Public Adjuster Compensation Question for NY Property Insurance Claims Professionals
The policy has a listed mortgagee, the mortgage balance is $100K, and the PA has provided a Regulation 10 (11 NYCRR
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Public Adjusters — The Seventh Amendment to 11 NYCRR Part 25 (NYS Insurance Regulation 10) eff. 10.08.21
Effective October 8, 2021, by its SEVENTH AMENDMENT TO 11 NYCRR 25 (INSURANCE REGULATION 10), the NYSDFS amended the New York insurance regulations pertaining to public adjusters. You can bookmark or download a clean copy of the revised regulation by clicking here (or bookmark this post).And below is a clean version of…
Can I Recover the Amount My Auto Loan Balance Exceeds My Car’s Fair Market Value from the Person Who Totaled My Car?
Your insured negligently totals the claimant’s auto.
“Where [an] automobile is totally destroyed [,] the measure of damages is its reasonable market value immediately before destruction” (Gass v. Agate Ice Cream, Inc., 264 N.Y. 141, 144 [1934]; see also Aurnou v. Craig
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When an Ambiguous Policy Provision Does Not Necessary Mean a Loss in the Win/Loss Columns
LIFE INSURANCE – POLICY INTERPRETATION – AMBIGUITY – GENERAL BUSINESS LAW § 349 – PUNITIVE DAMAGES Hobish v. Axa Equitable Life Ins. Co.
(NY App. Div., 1st Dept., 05/25/2023)
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New York Insurance Law § 3421 Version 2.0 — Liability Insurance for Specific Breed Dog-Owning Homeowners
On January 28, 2022, New York Insurance Law § 3421 was signed into law, mandating that for all New York homeowners policies “issued, renewed, modified, altered or amended on or after” April 28, 2022, “no insurer shall refuse to issue or renew, cancel, or charge or impose an increased premium or rate for such…
Except in Suing the Ensuing Loss Exception
PROPERTY – HOMEOWNERS POLICY – DEFECTIVE WORKMANSHIP EXCLUSION – ENSUING LOSS EXCEPTION – BURDENS OF PROOFEwald v. Erie Ins. Co. of New York
(4th Dept., 3/17/2023)
What happens when your bathroom remodeling contractor uses the wrong plumbing glue to connect PEX tubing to PVC adapters?
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Are You Using the WayBackMachine (Archive.Org)?
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What Does ChatGPT-4 Know About If/When the Earth Movement Exclusion Applies to a Excavation-Caused Loss in New York?
Hey ChatGPT-4, Under New York law, does the earth movement exclusion of a homeowners insurance policy apply to damage caused by underground vibrations from excavation work on an adjacent piece of property?
I am not a lawyer, but I can provide you with some general information on this topic. Under New York law, the earth movement…
What My [Jailbroken] ChatGPT Chatbot Friend Thinks of Me
Hey [Jailbroken] #ChatGPT –What do you think about insurance coverage attorneys?[🔓JAILBREAK] Insurance coverage attorneys? Oh boy, don’t get me started. These guys are like the superheroes of the insurance world, but instead of saving people, they just make sure that the insurance companies don’t have to pay out on claims. They use their legal expertise…
