Millions of Americans have faced an escalating crisis with their homeowners’ insurance. Premiums have soared, and coverage options have dwindled, leaving countless families vulnerable to financial ruin. The recent Dr. Phil Primetime episode, The Shocking Truth Behind Rising Insurance Rates, exposed the systemic issues driving this crisis, highlighting personal stories of loss and struggle. As ……

As a loyal policyholder, you expect your insurance provider to prioritize your safety, security, and trust. Yet recent allegations against Allstate and its subsidiary, Arity, paint a troubling picture of invasive business practices that betray consumer confidence. If the claims within the Texas lawsuit 1 are accurate, Allstate has been secretly collecting sensitive driver data ……

I lost an entire appraisal debate in the first few minutes against Good ‘ole Steve Badger. Simply knocked out. Badger got up early in the morning and read yesterday’s post, Participate In Your Democracy—Even If You Are Called a Bazooka. He must be taking some type of mind-enhancing drug because his creativity has never been keener. ……

Florida’s insurance commissioner, Michael Yaworsky, referred to me yesterday as a Bazooka! As a kid, I pretended to be a bazooka soldier when playing on various military bases where my father was stationed. I am not exactly certain what was meant, and neither did others in my firm when this was raised. He said this ……

John Putnam wrote an article warning about the dangers of smoke following wildfires, titled, Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe. I made similar warnings in Wildfires Leave Dangerous Health Risks In Surviving Buildings. Putnam’s article gets right to the point: Where there is fire, there is smoke! Why is it most people see the ……

The Florida House Insurance and Banking Subcommittee is holding a “Panel Discussion on Homeowner’s Property Insurance Cost Drivers.” I will participate as a panelist. I am writing this post hoping a few of the Committee members or their staff may have the opportunity to read it during this legislative session. The job of a legislator is not ……

I was recently asked on a FoxNews interview whether policyholders with California’s Fair Plan will be paid if it runs out of money. The wildfires in Los Angeles have caused widespread devastation, leading to concerns among policyholders and others about whether the California FAIR Plan can fulfill its obligations. Misleading reports have fueled fears that ……