I. Background
Commercial General Liability insurance (“CGL”) is one of the most widely used forms of commercial liability insurance internationally. Originating from the standardized policy forms developed by the Insurance Services Office (“ISO”) in the United States, CGL policies generally provide coverage for third-party claims arising from bodily injury or property damage caused by an
The Oklahoma Attorney General has filed another major lawsuit against a national insurance company. This time, the target is Allstate. The allegations are serious. They are not yet proven. Allstate will have every right to defend itself. But if the Petition is even close to accurate, the lawsuit raises a fundamental question about modern property …
To Prove Fraud Material False Statements Must be Proved
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See the video at https://rumble.com/v7ce4hu-qui-tam-suit-without-materiality-fails.html and at https://www.youtube.com/watch?v=3EU98e2pvNM
Materiality Must Be Judged Objectively.
In People Of The State Of California Ex Rel. Heath & Yuen, APC v. Silver Bird Auto Leasing, LLC et al., B342847, California Court of Appeals, Second District, Eighth Division
Your ERISA Watch would like to take this opportunity to wish a happy 250th birthday to the United States of America. This year’s celebration was unfortunately not as unifying and good-natured as our 200th, but your editor is optimistic that by 2076 American patriots of all political stripes will have resolved their differences and we
For more than two decades, The D&O Diary has chronicled successive waves of securities litigation involving foreign companies with shares listed on U.S. exchanges. The Chinese reverse merger cases of the early 2010s centered on alleged accounting fraud. More recently, a new cluster of lawsuits has emerged involving low-float stocks, artificial intelligence announcements, SPACs, and
I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery fight over privilege, engagement agreements, litigation strategy, and communications with third parties. But the underlying transaction involved Oxford Insurance Company issuing policies connected to a mass tort book of business. That led …
Two new Idaho laws may affect businesses’ relationships with independent contractors and their management of public-facing restrooms. Employers should review existing policies and practices to determine whether updates are needed.
Independent Contractor Benefits
Effective July 1, 2026, Idaho’s new Portable Benefit Plan Act establishes a voluntary framework that allows businesses to contribute to portable benefit
The private credit industry’s litigation wave continues to evolve. A newly filed lawsuit against Blue Owl Technology Credit Advisors LLC targets a core feature of modern private credit structures: whether an investment adviser can be held liable for collecting advisory fees on payment-in-kind (“PIK”) income that may never be realized in cash.
A copy of
The Texas Association of School Boards Risk Management Fund v. Southwest Texas Junior College decision 1 should be required reading for every school board member, city manager, county commissioner, superintendent, and public official who thinks that a governmental risk pool is just another form of insurance. It is not. At least not when the roof …
Coverage for Damage to Vacant Dwelling Limited
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Vandalism Damage to Vacant Dwelling Excluded
In Tyrone Williamson v. Farmers Insurance Co., 2026-Ohio-2530, C. A. No. 30717, Court of Appeals of Ohio, Second District, Montgomery (July 2, 2026) Tyrone Williamson owned a duplex in Dayton, Ohio that he rented as two separate units. While the