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When Proof of Value Sinks a Claim: Actual Cash Value Matters

By Chip Merlin on September 17, 2025

Property insurance disputes often turn not on whether a loss occurred, but on how the loss is valued. The recent federal case of Elenz v. State Farm Fire & Casualty Company serves as a reminder that a policyholder can still lose, even with evidence of storm damage, if the proper proof of actual cash value …

The post When Proof of Value Sinks a Claim: Actual Cash Value Matters appeared first on Property Insurance Coverage Law Blog.

  • Posted in:
    Insurance
  • Blog:
    Property Insurance Coverage Law Blog
  • Organization:
    Merlin Law Group, P.A.
  • Article: View Original Source

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