A recent decision by a Massachusetts Appellate Court reinforces that every word in an insurance policy has meaning, and that one word can make all the difference.
In Phoenix Baystate Constr. Co., Inc. v. First
Ins. Co., 145 N.E.3d 911, 2020 WL 2516670 (Mass. App. May 18, 2020), review denied 150 N.E.3d 1140…
As a general rule, an insurer’s duty to defend arises under Florida law when the allegations of the complaint against the insured “fairly and potentially bring the suit within policy coverage.” Jones v. Fla. Ins. Guar. Ass’n, Inc., 908 So. 2d 435, 442-43 (Fla. 2005). This general rule is often referred to as the “four…
Commercial general liability policies often include additional insured endorsements that extend coverage to entities that are not named insureds but who are covered under the policy for specific liability, often liability caused by the named insured’s acts or omissions. Blanket additional insured endorsements automatically grant this insured status to any person or organization that the…
