Since the beginning of the pandemic, the writing has been on the wall that downtown D.C. could use a breath of fresh air. With office vacancy rates skyrocketing, the Bowser administration has made no secret of its desire to resuscitate downtown D.C. as a livelier mixed-use neighborhood. One of the primary aims of this policy
Cozen O'Connor
Cozen O'Connor Blogs
Blog Authors
Latest from Cozen O'Connor
Women in Subro: Peggy Walsh
This Women in Subro blog series highlights powerhouse women in the industry while discussing leadership, management, and success in subrogation.
In our interview with Peggy Walsh, the longest tenured Recovery Supervisor at National Subrogation Services (NSS), we recognize her dedication to subrogation. NSS provides comprehensive subrogation and recovery services to insurer clients across the country. …
Court Says Builder’s Risk Policy Limited Coverage for Additional Insureds
In BCC Partners, LLC v. Travelers Prop. Cas. Co. of America, 2024 WL 1050117 (E.D. Mo. March 11, 2024), the Court determined that the plaintiff property owner, as an additional insured, was not entitled to the same insurance coverage as the named insured where the builder’s risk policy limited the scope of recovery for soft…
What’s in a Name (Insured)? Pennsylvania Federal Court Holds Homeowners’ Insurance Policy’s Requirement to Submit to Examination Under Oath Applies Only to Named Insured
A federal court recently held that an insurer could not deny coverage under a homeowner’s policy based upon the failure of the named insured’s son, an “insured person,” to submit to an examination under oath (“EUO”). In Michelle Adeola v. Allstate Vehicle and Property Insurance Company, Civil Action No. 23-cv-4643 (E.D. PA February 16, 2023),…
Lease Expired, Wisdom Acquired
A number of property damage subrogation cases involve pursuit by a property owner’s insurer of a negligent tenant. Once liability is determined, the first part of the legal analysis is to determine application of the Implied Co-Insurance Doctrine. In review of the policy and lease agreement, we determine if the tenant is covered under the…
Court Differentiates Vandalism from Theft in First Party Insurance Policy
The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Cheung v. Allstate Vehicle & Prop. Ins. Co., No. C22-1174 TSZ, 2023 WL 9000432 (W.D. Wash. Dec. 28, 2023). The Court considered whether the Plaintiffs’ loss…
Do Recent Changes and Legal Challenges to the Independent Contractor Test Affect OSHA?
Businesses have struggled with the determination of who is an independent contractor vs employee for many decades. One of the challenges rests with the fact that the applicable legal test may be different depending on the area of law at issue. Thus, employers could find themselves in a situation where the IRS determines that a…
Court Finds No Coverage for Loss Caused by Water Back Up Through a Storm Drain
In Carrico v. Stillwater Ins. Co., 23-CV-349-RAJ, 2024 WL 308106 (W.D. Wash. Jan. 26, 2024), the Western District of Washington considered competing motions for partial summary judgment in a property damage case involving a winter storm, where large amounts of rain and melted snow backed the drain up and the force of the water pushed…
Women in Subro: Laurie Conway
This Women in Subro blog series highlights powerhouse women in the industry while discussing leadership, management, and success in subrogation.
We interviewed Laurie Conway, Claims Adjuster with Florida Intracoastal Underwriters, and learned that success in subrogation can come even as a second career. Laurie took the claims adjuster exam and passed the first time at…
Is there CGL Coverage for Cyber Breach Claims?
The coverage dispute in Home Depot, Inc., et al v. Steadfast Insurance Company, et al. arises out of a 2014 data breach of millions of Home Depot’s customers’ payment information. As a result of the breach, the financial institutions needed to cancel and replace the effected cards. Subsequently, these financial institutions filed a class action…