Getting served with a collection complaint feels like the moment control slips away. A lender, a vendor, or a debt buyer has already picked the court, drafted the numbers, and set the narrative. You are the defendant, reacting to someone else’s timeline.
That feeling is understandable, but it is mostly wrong. A lawsuit over an…
Author: Curtis Campbell
As buyers increasingly seek business data from distressed companies, anonymization is often presented as the solution to privacy and confidentiality concerns. The basic premise is straightforward. If sensitive information can be removed, masked, or replaced, the remaining dataset may be used without exposing customers, employees, vendors, or other third parties.…
When a business hits a cash crunch, the lawsuits rarely arrive one at a time. A slow season, a lost customer, or a single late payment to a lender can set off a chain reaction. Suddenly, a vendor, a bank, an equipment lessor, and a credit card issuer are all filing collection complaints within weeks…
Author: Curtis Campbell
Section 363 is one of the most powerful tools available in bankruptcy. It allows a trustee or debtor in possession to sell estate assets outside the ordinary course of business and, in appropriate circumstances, transfer those assets “free and clear” of liens, claims, and interests. That authority is one reason bankruptcy…
Author: Curtis Campbell
As interest grows in acquiring business data from distressed companies, bankruptcy trustees must evaluate not only whether data has value, but whether it can be transferred through a process that satisfies the Bankruptcy Code and applicable privacy obligations. In many cases, the central issue is not whether the debtor owns data.…
Every creditor who has ever chased a debtor into bankruptcy knows the feeling: you are doing everything right, the debtor is not, and then a deadline you barely saw coming quietly closes the door on your claim. When that happens, lawyers instinctively reach for a doctrine called equitable tolling, the idea that fairness should pause…
Miami is not just another U.S. city where deals happen. It is the financial, logistical, and cultural crossroads of the Americas, and that single fact reshapes every merger and acquisition transaction that touches South Florida. According to Global Miami Magazine’s State of Trade 2025, the Miami Customs District moves more than $137 billion in…
For a Florida bank, credit union, broker-dealer, or other financial institution, a harassment complaint is rarely just an HR problem. It is a regulatory event, a reputational event, and increasingly, a public disclosure event. The reflexive instinct, “settle it and seal it,” no longer works the way it once did.
This guide walks through that…
A lawsuit is not just a courtroom problem. Long before a judge ever rules, the act of being sued can ripple through your bank covenants, your credit profile, your supplier terms, and the way customers, investors, and partners perceive your business. For owners of small and midsize Florida companies, those collateral effects often outweigh the…
Buyers are increasingly approaching assignees and trustees seeking to acquire business data from distressed companies. These requests are typically framed in broad terms, focusing on internal records maintained across common enterprise systems, including document repositories, communications platforms, and operational databases. The underlying premise is that this information, particularly when derived from real-world business operations, has…
