Those (including us) tuning in on Friday afternoon to hear the Supreme Court’s decision in the combined appeals of Hopcraft and another v Close Brothers Limited; Johnson v FirstRand Bank Limited (London Branch) t/a MotoNovo Finance; and Wrench v FirstRand Bank Limited will not have been alone. Rarely is a judgment as eagerly anticipated as the Supreme Court’s consideration of three test cases arising out of the purchase of cars on finance has been.