It’s clear by now that the insurance market is beset by a large uptick in litigation. As insurers scramble to fight lawsuits over claim rejections, premiums climb steadily higher. Who is to blame? Insurers are pointing to an overly litigious environment brought about by the pandemic. But factors are as varied as the ‘Me Too’ movement, wildfires, cyber security issues, rampant furloughs, and businesses interruption and closures all over the world.

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