An AI governance policy defines how AI is managed across the organization. It is the starting point for meeting current insurance expectations and reducing underwriting friction. Underwriters no longer accept informal oversight. They expect a documented system showing where AI is used, how it is approved, and who is accountable for its operation. 
At a minimum, this includes…

AI compliance and insurance are now directly connected. Most companies assume their existing insurance covers AI-related risks. That assumption became wrong in 2026.  The “silent AI” era is over. Until recently, AI risks were absorbed into existing policies because nothing explicitly excluded them. Coverage existed by default, not by design. 
AI insurance requirements changed when insurers…

Termination for convenience allows one party to end a contract without proving breach. In SaaS and B2B agreements, this clause gives a customer the ability to exit based on shifting business needs such as budget changes, internal restructuring, or vendor replacement.
The clause changes how risk is allocated. The terminating party does not need to show non-performance. It only needs to follow the contract terms, which usually include notice requirements and payment obligations tied to work already performed. …