While the COVID-19 pandemic affected nearly every industry last year, the consumer finance industry faced unique challenges in the wake of economic changes and government response. In this report Perkins Coie offers an analysis of the past year’s most noteworthy regulatory developments and litigation outcomes in the mortgage lending and servicing industry. We review the
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Consumer Financial Protection Bureau Issues Two Final Rules Changing General QM Standard and Creating Seasoned QM Standard
The CFPB Proposes to Create a New Category of Seasoned Qualified Mortgages
The CFPB Proposes Amendments to the Qualified Mortgage Definition in Regulation Z and Extends the GSE Patch
Coronavirus Uncertainty and the New York Foreclosure Statute of Limitations
Quashing Subpoenas for Borrower Records
A Loan Servicer’s Acknowledgment vs. an Oath in New York
Second Circuit: Mortgage Foreclosure Constitutes “Debt Collection” Under FDCPA
Limitations to the New York Foreclosure Statute of Limitations
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