Millions of homeowners have signed up for a forbearance under the CARES Act, which gives homeowners with a federally-backed mortgage loan the right to obtain a temporary reduction or suspension of mortgage payments by way of a forbearance.  During the forbearance period, the financial institution cannot charge fees, penalties, or interest beyond the amounts included as part of the homeowners’ regular monthly mortgage payments. A new putative class action asserts that one bank, however, is doing just that.