As reported in Blawgletter, the Fifth Circuit handed down two more Katrina-related insurance decisions yesterday, reaching the same basic result as the case discussed here last week. Arias-Benn v. State Farm Fire & Casualty Insurance Co. involved damage to refrigerators and freezers from post-storm putrefaction of their contents. Chauvin v. State Farm Fire & Casualty Co. dealt with exclusion of “flood” damage from homeowner policies. Insurance companies 3, insureds 0.