It was Gasparilla Day in Tampa yesterday. I wrote about this invasion by pirates last year in “Is There Coverage For Pirates? Chip Merlin and His Friends Plunder Tampa on Gasparilla Day!” where I gave a short explanation of the day: Tampa’s Mayor refused to hand over the keys to the city on Tuesday to …
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Steve Severaid in the Public Adjuster Spotlight
Steve Severaid has been President of what many affectionally call Greenspan North since 2021. The company has been called or affiliated with various names, including Adjusters International Pacific Northwest (AIPNW), Greenspan Canada, operating in British Columbia, and The Greenspan Company//Adjusters International. Severaid’s online bio is an excellent example of an experienced public adjuster and one ……
California Smoke Soot and Ash Claims—A Cause for Concern
Journalist Jack Healy of the New York Times wrote an article, Their Homes Are Intact, but the Fire Damage Inside Is Unbearable. Healy accompanied wildfire victims back to their homes after the event. In one case, he noted the following: As soon as an evacuation order was lifted in her neighborhood, Arlynn Page raced back to ……
Examinations Under Oath in New York Property Insurance Claims
Are Catastrophe Claims Adjusters Being Overworked, Provided Too Many Losses to Properly Handle, Provided Wrong Directions to Adjust Losses, or Simply Being Asked to Adjust Claims In a Manner Not Reflecting Good Faith Claims Handling?
I am snowed in after taking the deposition of a 1099 temporary claims adjuster in South Carolina. Much of his testimony has me thinking about the plight of the modern independent claims adjuster doing catastrophe work. During his deposition, the independent catastrophe adjuster said he had asked to have his claims load reduced. Management did ……
Insurance Company Claims File Transparency Supports Honest and Good Faith Claims Conduct
The Florida House Insurance and Banking Subcommittee was obviously upset with rising insurance rates and poor claims handling, as noted in Participate In Your Democracy—Even If You Are Called a Bazooka. I was always told that an honest person has nothing to hide. If so, why don’t we require the insurance companies to turn over the ……
History of The Valued Policy Laws—Insurers Threatening to and Leaving Markets is Nothing New
As a follow-up to yesterday’s post, California is Not a Valued Policy Law State—California Has a Valued Policy Law for Valued Policies, it is instructive to understand the underlying reasons why valued policy laws were made. State legislators enacted valued policy laws in the late 19th century with significant debate. The insurance industry was dead set ……
California is Not a Valued Policy Law State—California Has a Valued Policy Law for Valued Policies
I always try to keep an open mind when I am told something and I do not think it is right based on experience. Two public adjusters sent me articles saying California is a valued policy law state. California is not a valued policy law state. California has a valued policy law for valued policies. The ……
The Rising Insurance Crisis: Advocating for Policyholders Beyond the Courtroom—Dr. Phil Primetime with Steven Bush
Millions of Americans have faced an escalating crisis with their homeowners’ insurance. Premiums have soared, and coverage options have dwindled, leaving countless families vulnerable to financial ruin. The recent Dr. Phil Primetime episode, The Shocking Truth Behind Rising Insurance Rates, exposed the systemic issues driving this crisis, highlighting personal stories of loss and struggle. As ……
Is Allstate Taking Advantage of Policyholders?
As a loyal policyholder, you expect your insurance provider to prioritize your safety, security, and trust. Yet recent allegations against Allstate and its subsidiary, Arity, paint a troubling picture of invasive business practices that betray consumer confidence. If the claims within the Texas lawsuit 1 are accurate, Allstate has been secretly collecting sensitive driver data ……