Legal Freedom Foreclosure Law

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Illinois Consumer Fraud and Deceptive Business Practices Act

Leszanczuk v. Carrington Mortgage Services, LLC, No. 21-1367 (December 28, 2021) N.D. Ill., E. Div. AffirmedDist. Ct. did not err in dismissing for failure to state cause of action plaintiff’s claim that defendant breached mortgage agreement and violated Illinois Consumer Fraud and Deceptive Business Practices Act

Your mortgage payments increased unexpectedly.  Maybe your escrow balance is low, taxes increased, or your insurance premium increased.  In any event, you want to verify the information your bank or loan servicers has on file.  You call the servicer and often you must depend on their word if you are able to obtain an answer

A foreclosure can be a sprint or a marathon.    It is contingent on whether the homeowner
will allow the bank to run its race (“aka the foreclosure process”) with
opposition and hurdles or with a clear lane to the finish line.  In Illinois, the bank is required to go
through the foreclosure process to obtain