Virtually all of us know that we have the right to “take the 5th,” keep our mouths shut, and not speak to the police and lawyers when we might say something that could incriminate us. The Fifth Amendment of the U.S. Constitution provides that no person “shall be compelled in any criminal case
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Lost Your Social Security Card? You Might Now Be Able To Get A Replacement Card Online!
By Scott Riddle
In most (if not all) Bankruptcy Courts, if you file a personal Bankruptcy case you will need your official social security card for your first meeting of creditors. That means the card issued by the Social Security Administration, and not a photocopy or any other unofficial card you may have obtained elsewhere. Not…
Who Owns Money In A Joint Bank Account?
By Scott Riddle
Funds in joint bank accounts can generally be accessed by all account-holders — each of them can withdraw all of the money in the account regardless of who actually deposited the funds in the account. This is often the reason for having a joint account. However, this can create a huge problem for the account…
Should I Discuss This With My Bankruptcy Lawyer?
By Scott Riddle
Yes.
I could probably end with that simple, straightforward answer but, really, the answer is always the same. One of the very common questions that comes up fairly regularly on online forums is some form of this question. Often it seems like the person is concerned they forgot something, or may be in trouble in…
Beware Of Scams! Criminals Are Posing As Court Officials And Federal Marshals And Threatening Arrest Unless Payments Are Made!
By Scott Riddle
The following news release discusses a rise in a scam involving criminals impersonating federal court and law enforcement personnel.
Across the United States, individuals posing as federal court officials and U.S. Marshals are targeting citizens, threatening them with arrest unless they pay.
“This year’s scams are more aggressive and sophisticated than we’ve seen in…
Can I Choose To Pay Someone Back After My Bankruptcy Discharge?
By Scott Riddle
You have filed and completed your Chapter 7 or Chapter 13 Bankruptcy case, and finally received your all-important discharge. Unless you have very unusual circumstances, you did not officially reaffirm any of your debts in your case. However, now you have thought about it and you want to pay back a certain pre-petition debt…
A Collector Is Trying To Collect A “Charged Off” Debt? Can They Do That?
By Scott Riddle
A Collector Is Trying To Collect A “Charged Off” Debt? Can They Do That?
By Scott Riddle
Are You Settling A Debt After Being Sued? Never Ignore Deadlines!
By Scott Riddle
Will Bankruptcy Stop A Dispossessory Or Eviction?
By Scott Riddle
Most of the discussion in this Blog, and most other Bankruptcy websites, involve the primary benefit and goal of Bankruptcy – the discharge of debt. Many other posts are dedicated to avoiding foreclosure so you can catch up on your payments and keep your house, and this is still primarily an issue of dealing…
