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Diana M. Eng, Louise Bowes Marencik, and Jonathan K. Moore ●

Entities regulated by the Consumer Financial Protection Bureau (“CFPB”), including banks, credit unions, payday lenders, mortgage servicers, debt collectors, and other financial services providers, should take note that the Second Circuit has held that the CFPB’s funding structure does not violate the Appropriations

R. Colgate Selden, R. Andrew Arculin, Scott D. Samlin, Paula M. Vigo Marques, and Daniel V. Funaro ●

A new Consumer Financial Protection Bureau (“CFPB”) advisory opinion refreshes the Department of Housing and Urban Development’s computer loan origination system policy statement for a new generation of online marketing technology, specifically targeting

Law360, February 16, 2023

Diana M. Eng and Alina Levi

<img data-lazy-fallback=”1″ data-attachment-id=”737″ data-permalink=”https://consumerfinancewatch.com/2021/02/02/new-requirements-and-stays-imposed-by-new-yorks-covid-19-emergency-eviction-and-foreclosure-prevention-act-of-2020/gittings-photography-2/” data-orig-file=”https://i0.wp.com/consumerfinancewatch.com/wp-content/uploads/2021/02/levi_alina_5540_headshot_4c_print_frame.jpg?fit=604%2C624&ssl=1″ data-orig-size=”604,624″ data-comments-opened=”1″ data-image-meta=”{“aperture”:”8″,”credit”:”Gittings Photography”,”camera”:”ILCE-7RM3″,”caption”:”Gittings Photography”,”created_timestamp”:”1572969746″,”copyright”:”Copyright 2019, Gittings”,”focal_length”:”85″,”iso”:”320″,”shutter_speed”:”0.008″,”title”:”Gittings Photography”,”orientation”:”1″}” data-image-title=”Gittings Photography” data-image-description data-image-caption=”Gittings Photography
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On Feb. 14, New York’s highest court, the Court of Appeals, issued a ruling in

R. Andrew Arculin, R. Colgate Selden, Scott E. Wortman, Paula M. Vigo Marques, and Daniel V. Funaro

The Consumer Financial Protection Bureau (“CFPB” or “Bureau”) released two new proposals that aim to expand the Bureau’s authority over nonbank financial institutions:

  • A “repeat offender” registry of consent orders or settlements with an
  • New York Law Journal, January 6, 2023 

    Diana M. Eng and Andrea M. Roberts

    In February 2021, the New York Court of Appeals issued a long-awaited decision in Freedom Mortgage v. Engel, 37 N.Y.3d 1 (2021), which, among other things, held that the voluntary discontinuance of a foreclosure action constitutes an affirmative revocation of acceleration because

    Wayne Streibich, Diana M. Eng, and Andrea M. Roberts ●

    Financial institutions, debt collectors, debt collection law firms, and consumer-facing businesses should take note that the Eleventh Circuit Court of Appeals reversed the prior panel’s decision and has ruled that merely providing a consumer’s information to a mail vendor to send a debt

    Diana M. Eng and Andrea M. Roberts ●

    In Bibbs v. TransUnion LLC, 2022 WL 3149216 (3d Cir. Aug. 8, 2022), the Third Circuit Court of Appeals (“Third Circuit”) affirmed the United States District Court for the District of Pennsylvania’s (“District Court”) orders granting TransUnion’s motions for judgment on the pleadings and dismissing the Complaints

    Wayne Streibich, Diana M. Eng, and Alina Levi

    <img data-lazy-fallback=”1″ data-attachment-id=”1023″ data-permalink=”https://consumerfinancewatch.com/2022/08/19/fifth-circuit-holds-mere-statutory-violation-of-the-fdcpa-future-risk-of-harm-confusion-and-lost-time-are-insufficient-to-establish-article-iii-standing/gittings-photography-3/” data-orig-file=”https://i0.wp.com/consumerfinancewatch.com/wp-content/uploads/2022/08/Levi_Alina_5540_Headshot_4C_Print_frame.jpg?fit=604%2C624&ssl=1″ data-orig-size=”604,624″ data-comments-opened=”0″ data-image-meta=”{“aperture”:”8″,”credit”:”Gittings Photography”,”camera”:”ILCE-7RM3″,”caption”:”Gittings Photography”,”created_timestamp”:”1572969746″,”copyright”:”Copyright 2019, Gittings”,”focal_length”:”85″,”iso”:”320″,”shutter_speed”:”0.008″,”title”:”Gittings Photography”,”orientation”:”1″}” data-image-title=”Gittings Photography” data-image-description data-image-caption=”Gittings Photography
    ” data-medium-file=”https://i0.wp.com/consumerfinancewatch.com/wp-content/uploads/2022/08/Levi_Alina_5540_Headshot_4C_Print_frame.jpg?fit=290%2C300&ssl=1″ data-large-file=”https://i0.wp.com/consumerfinancewatch.com/wp-content/uploads/2022/08/Levi_Alina_5540_Headshot_4C_Print_frame.jpg?fit=584%2C603&ssl=1″ decoding=”async” loading=”lazy” src=”https://i0.wp.com/consumerfinancewatch.com/wp-content/uploads/2022/08/Levi_Alina_5540_Headshot_4C_Print_frame.jpg?resize=151%2C156&ssl=1″ alt class=”wp-image-1023″ width=”151″ height=”156″ srcset=”https://i0.wp.com/consumerfinancewatch.com/wp-content/uploads/2022/08/Levi_Alina_5540_Headshot_4C_Print_frame.jpg?w=604&ssl=1 604w, https://i0.wp.com/consumerfinancewatch.com/wp-content/uploads/2022/08/Levi_Alina_5540_Headshot_4C_Print_frame.jpg?resize=290%2C300&ssl=1 290w, https://i0.wp.com/consumerfinancewatch.com/wp-content/uploads/2022/08/Levi_Alina_5540_Headshot_4C_Print_frame.jpg?resize=600%2C624&ssl=1 600w” sizes=”(max-width: 151px) 100vw, 151px” data-recalc-dims=”1″>

    Financial institutions, debt collectors, debt collection