Let’s begin with a definition: An “I Love You” will is a last will and testament wherein the person who makes the will (known as the testator) bequeaths everything to his or her spouse. It seems like a logical approach, and many couples think of it as an expression of their love for one another.Unfortunately,…

If you have a child with special needs, you’re undoubtedly concerned about how your loved one will be cared for when you are no longer able to provide adequate care yourself. A special needs trust may provide an answer… and some much-needed peace of mind.A special needs trust allows you to provide funds that can…

Many of us begin the new year by thinking about changes we want to make in our lives. This year, I hope you’ll also think about the changes that took place in your life last year, and whether your estate plan should be updated to take these changes into account.How do you know if your…

Last time I discussed MassHealth programs that can help elders who need long-term care live at home for as long as possible. Now I’d like to describe some other long-term care planning strategies that can make home care affordable for elders and their loved ones. I’ll also provide links to past articles in which I…

Nothing reminds us about the importance of “home” like the holidays.  While the vast majority of elders who need long-term care would prefer to live at home for as long as possible, many feel that they can’t afford in-home care.  In this article I will discuss options for financial assistance from MassHealth to pay for…

Most of us will eventually need some form of long-term care.  The good news is that proper planning can help ensure your wishes regarding your care will be carried out.  Proper planning can also protect your life savings from the cost of such care.

On Monday, December 11th at 12 PM I’ll be making a…