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In Iravani v. Unum Life Insurance Company of America, No. 21-CV-09895-HSG, 2023 WL 6048785 (N.D. Cal. Sept. 15, 2023), California Northern District Judge Haywood S. Gilliam, Jr. granted judgment to Plaintiff under a de novo standard of review, finding that there was sufficient evidence to establish by a preponderance of the evidence that Plaintiff